Cool breezes blowing through the stadium, the smell of freshly cut grass, the look of a batter eyeing his competition. Then, the crack of a bat. These pieces fit together into the symphony of America’s favorite pastime, a Spring rite of passage filled with legacy and honor – baseball.

Phil Cubeta, planned giving expert and friend of the Foundation, shares four critical checkpoints, or bases, for you to consider as you plan your own legacy.


Is there enough for us?

What lives in me that will not end? If advisors at the planning table are to create the legacy plans that support our identity, tradition, family, and community, we must go to them with clear intentions. By way of clarifying where you are now and the legacy you hope to leave, let’s use a baseball analogy.

Home is where we start and where we end when we hit a home run. To hit a home run, we have to tag all the bases, starting with first. To get to first base with money is not easy. Most people never make it all the way to first. They strike out, pop out, get thrown out, or stumble on the path. This is the first base question: “Is there enough for me?” Getting to first base is what financial advisors help us do. They make sure we have enough and are protected against risks that might jeopardize our security. How are you doing on first? Do you know what would be enough? Are you sure you have it? If not, financial advisors can help. If you are sure you have enough, then you are headed for second.


Philip Cubeta, CLU®, ChFC®, AEP®, MSFS, CAP® is the Sallie B. and William B. Wallace Chair in Philanthropy at The American College. Phil Cubeta is responsible for the Chartered Advisor in Philanthropy® (CAP®) curriculum. Phil’s original training was in English Literature, Philosophy, and Psychology. He also holds the Masters of Science in Financial Services (MSFS) from The American College. He serves on the board of The National Association of Estate Planners and Councils.


Read more: Second Base: How much to each heir? Third Base: How much is left over? Home Run: Finding your charitable legacy home. 

Get inspired: Read the stories of generous hearts and learn what inspired them to make planned gifts

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